DiligentWallet.com provides simplified explanation of personal finance concepts for everyday use. We have the understanding, knowledge and experience to share for the benefit of all.

Personal finance is a broad term that involves issues like saving money, making money, investing money, retirement planning, buying a home, credit, insurance and taxes.

As human beings, we have insatiable demands and limited resources. For this reason, an intentional effort must be made on our part to ensure that while we work to meet our immediate needs including shelter, food and clothing, we are also focusing on creating wealth and saving to secure the future for ourselves and our next of kins.